PT Bank Mandiri (Persero) Tbk (OTCMKTS:PPERY) & DNB Bank ASA (OTCMKTS:DNBBY) Financial Survey

DNB Bank ASA (OTCMKTS:DNBBY) and PT Bank Mandiri (Persero) Tbk (OTCMKTS:PPERY) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, dividends, analyst recommendations, valuation, risk and profitability.

Analyst Recommendations

This is a breakdown of current recommendations for DNB Bank ASA and PT Bank Mandiri (Persero) Tbk, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
DNB Bank ASA	0	0	0	0	N/A
PT Bank Mandiri (Persero) Tbk	0	0	0	0	N/A

Profitability

This table compares DNB Bank ASA and PT Bank Mandiri (Persero) Tbk’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
DNB Bank ASA	18.94%	14.13%	1.05%
PT Bank Mandiri (Persero) Tbk	N/A	N/A	N/A

Insider & Institutional Ownership

0.0% of PT Bank Mandiri (Persero) Tbk shares are held by institutional investors. 0.0% of PT Bank Mandiri (Persero) Tbk shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Earnings & Valuation

This table compares DNB Bank ASA and PT Bank Mandiri (Persero) Tbk’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
DNB Bank ASA	$17.13 billion	1.81	$3.74 billion	$2.42	8.26
PT Bank Mandiri (Persero) Tbk	$8.58 billion	4.38	$2.79 billion	N/A	N/A

DNB Bank ASA has higher revenue and earnings than PT Bank Mandiri (Persero) Tbk.

Dividends

DNB Bank ASA pays an annual dividend of $1.06 per share and has a dividend yield of 5.3%. PT Bank Mandiri (Persero) Tbk pays an annual dividend of $0.66 per share and has a dividend yield of 4.1%. DNB Bank ASA pays out 43.8% of its earnings in the form of a dividend.

Risk & Volatility

DNB Bank ASA has a beta of 1.32, indicating that its stock price is 32% more volatile than the S&P 500. Comparatively, PT Bank Mandiri (Persero) Tbk has a beta of 0.84, indicating that its stock price is 16% less volatile than the S&P 500.

Summary

DNB Bank ASA beats PT Bank Mandiri (Persero) Tbk on 7 of the 11 factors compared between the two stocks.

About DNB Bank ASA

DNB Bank ASA provides financial services for individual and business customers in Norway and internationally. The company offers savings, current, and pension accounts; fixed rate and security deposits; home and cabin mortgages, car and consumer loans, business loans, and refinancing; car, house, home contents, travel, personal, and non-life insurance product; payment services; and online and mobile banking services, as well as cards. It also provides overdraft facilities; leasing services; factoring, supply chain, and receivable purchase financing services; bank guarantee, secure trading, documentary collection, and letter of credit services; investment banking services, such as mergers and acquisition, equity and debt capital market, shares and securities, mutual funds and trading, and bonds and commodities; and private financing, as well as equity trading, foreign exchange, interest rates, and risk advisory services. In addition, the company offers treasury management, working capital, trade finance, auto lease and equipment financing, and corporate finance services, as well as act as an estate agents. DNB Bank ASA was founded in 1822 and is headquartered in Oslo, Norway.

About PT Bank Mandiri (Persero) Tbk

PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. The company operates through Wholesale and Retail segments. It offers savings and current accounts, time deposits, demand deposits, and foreign currency savings and current accounts; motorcycle loans, mortgage loan, and housing loans, as well as loans for various purposes, such as education, home renovation, marriage, health, and other needs for individuals; and working capital loans, investment loans, people's business loans, syndicated loans, and micro business loans for businesses. The company also provides investment products comprising mutual funds, stocks, and bonds; life, health, and accident insurance products; credit, debit, and corporate cards; digital banking; e-banking services; digital lending; cash management services; trade finance services, value chain, supply chain management, global and domestic trade, export and import, standby letter of credit, and bank guarantee, as well as spot and forex services; custodial services; treasury services, including cash transaction/liquidity, hedging, and investment products; trust services comprising trustee, paying agent, security agent, escrow agent, monitoring agent, and receiving bank services; and money transfer, remittance services, and venture capital financing. It operates branch offices, sub-branch offices, and overseas branch offices; and ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.