Prairie Operating (OTCMKTS:CRKR) & LexinFintech (NASDAQ:LX) Critical Analysis

LexinFintech (NASDAQ:LX) and Prairie Operating (OTCMKTS:CRKR) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, institutional ownership, earnings, dividends, analyst recommendations, valuation and profitability.

Analyst Ratings

This is a summary of current ratings and price targets for LexinFintech and Prairie Operating, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	0	1	0	0	2.00
Prairie Operating	0	0	0	0	N/A

LexinFintech presently has a consensus price target of $2.12, indicating a potential downside of 33.75%.

Profitability

This table compares LexinFintech and Prairie Operating’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
LexinFintech	5.80%	8.16%	3.46%
Prairie Operating	N/A	N/A	-286.57%

Insider and Institutional Ownership

49.5% of Prairie Operating shares are held by institutional investors. 27.8% of LexinFintech shares are held by company insiders. Comparatively, 24.6% of Prairie Operating shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Valuation & Earnings

This table compares LexinFintech and Prairie Operating”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$1.84 billion	0.29	$150.14 million	$0.67	4.78
Prairie Operating	$520,000.00	0.00	-$13.42 million	N/A	N/A

LexinFintech has higher revenue and earnings than Prairie Operating.

Risk & Volatility

LexinFintech has a beta of 0.53, indicating that its stock price is 47% less volatile than the S&P 500. Comparatively, Prairie Operating has a beta of 1.59, indicating that its stock price is 59% more volatile than the S&P 500.

Summary

LexinFintech beats Prairie Operating on 6 of the 8 factors compared between the two stocks.

About LexinFintech

LexinFintech Holdings Ltd., through its subsidiaries, provides online consumer finance services in the People's Republic of China. The company operates Fenqile.com, an online consumption and consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales with installment payment terms; and Le Hua Card, a scenario-based lending. It also provides technology-driven platform services for financial institution customers and partners to increase revenues, manage financial risks, enhance operating efficiency and service quality, enhance collections, and reduce overall costs; Maiya application, a location-based services shopping experience with buy-now and pay-later options; and Juzi Licai, an online investment platform. In addition, the company offers technical support and consulting, software development, financing guarantee, and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.

About Prairie Operating

Prairie Operating Co. engages in developing energy to meet growing demand, while protecting the environment. The company was formerly known as Creek Road Miners, Inc. and changed its name to Prairie Operating Co. in May 2023. Prairie Operating Co. is based in Oklahoma City, Oklahoma.