Q1 EPS Estimate for Synchrony Financial Boosted by Analyst

Synchrony Financial (NYSE:SYF) – Analysts at Zacks Research increased their Q1 2025 earnings per share estimates for Synchrony Financial in a research note issued to investors on Monday, February 10th. Zacks Research analyst K. Dey now anticipates that the financial services provider will post earnings of $1.64 per share for the quarter, up from their previous estimate of $1.59. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.45 per share. Zacks Research also issued estimates for Synchrony Financial’s Q4 2025 earnings at $1.75 EPS and FY2027 earnings at $9.50 EPS.

Several other equities analysts have also recently issued reports on SYF. Jefferies Financial Group boosted their target price on Synchrony Financial from $60.00 to $65.00 and gave the company a “buy” rating in a research note on Thursday, October 17th. The Goldman Sachs Group boosted their price objective on shares of Synchrony Financial from $72.50 to $82.00 and gave the company a “buy” rating in a research report on Wednesday, January 8th. Deutsche Bank Aktiengesellschaft raised their target price on shares of Synchrony Financial from $58.00 to $68.00 and gave the stock a “buy” rating in a research report on Thursday, October 17th. TD Cowen increased their price target on shares of Synchrony Financial from $60.00 to $62.00 and gave the stock a “buy” rating in a research note on Thursday, October 17th. Finally, Compass Point downgraded Synchrony Financial from a “buy” rating to a “neutral” rating and set a $70.00 target price on the stock. in a report on Tuesday, January 28th. Seven research analysts have rated the stock with a hold rating, fifteen have issued a buy rating and one has issued a strong buy rating to the company. Based on data from MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and a consensus target price of $69.30.

Synchrony Financial Trading Down 0.4 %

SYF opened at $65.28 on Wednesday. Synchrony Financial has a one year low of $38.25 and a one year high of $70.93. The company has a debt-to-equity ratio of 1.01, a current ratio of 1.24 and a quick ratio of 1.25. The business has a 50 day simple moving average of $67.14 and a two-hundred day simple moving average of $58.21. The firm has a market capitalization of $25.42 billion, a price-to-earnings ratio of 7.64, a PEG ratio of 0.72 and a beta of 1.63.

Synchrony Financial (NYSE:SYF) last posted its quarterly earnings results on Tuesday, January 28th. The financial services provider reported $1.91 EPS for the quarter, beating analysts’ consensus estimates of $1.89 by $0.02. Synchrony Financial had a net margin of 15.36% and a return on equity of 18.30%.

Synchrony Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Tuesday, February 18th. Stockholders of record on Monday, February 3rd will be given a dividend of $0.25 per share. This represents a $1.00 annualized dividend and a dividend yield of 1.53%. The ex-dividend date of this dividend is Monday, February 3rd. Synchrony Financial’s payout ratio is currently 11.71%.

Insider Transactions at Synchrony Financial

In other news, insider Jonathan S. Mothner sold 34,163 shares of the company’s stock in a transaction on Friday, November 15th. The stock was sold at an average price of $64.99, for a total value of $2,220,253.37. Following the completion of the sale, the insider now directly owns 127,587 shares in the company, valued at $8,291,879.13. This represents a 21.12 % decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at this link. Company insiders own 0.33% of the company’s stock.

Institutional Trading of Synchrony Financial

Hedge funds and other institutional investors have recently modified their holdings of the company. Southpoint Capital Advisors LP increased its stake in Synchrony Financial by 37.9% in the 3rd quarter. Southpoint Capital Advisors LP now owns 4,600,000 shares of the financial services provider’s stock worth $229,448,000 after buying an additional 1,265,000 shares in the last quarter. Zurich Insurance Group Ltd FI boosted its stake in shares of Synchrony Financial by 389.8% in the third quarter. Zurich Insurance Group Ltd FI now owns 1,138,672 shares of the financial services provider’s stock worth $56,797,000 after acquiring an additional 906,172 shares during the period. Soros Fund Management LLC bought a new position in shares of Synchrony Financial in the third quarter worth about $41,088,000. Assenagon Asset Management S.A. grew its position in shares of Synchrony Financial by 589.3% during the third quarter. Assenagon Asset Management S.A. now owns 644,203 shares of the financial services provider’s stock worth $32,133,000 after purchasing an additional 550,750 shares in the last quarter. Finally, Nordea Investment Management AB raised its stake in Synchrony Financial by 18.5% during the 4th quarter. Nordea Investment Management AB now owns 3,083,329 shares of the financial services provider’s stock valued at $200,756,000 after purchasing an additional 481,750 shares during the period. 96.48% of the stock is owned by hedge funds and other institutional investors.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.