AIX (NASDAQ:AIFU) versus Hagerty (NYSE:HGTY) Head to Head Analysis

AIX (NASDAQ:AIFU) and Hagerty (NYSE:HGTY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, institutional ownership, dividends, profitability, valuation and analyst recommendations.

Institutional and Insider Ownership

26.7% of AIX shares are owned by institutional investors. Comparatively, 20.5% of Hagerty shares are owned by institutional investors. 25.6% of AIX shares are owned by insiders. Comparatively, 17.9% of Hagerty shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Volatility & Risk

AIX has a beta of -0.07, suggesting that its share price is 107% less volatile than the S&P 500. Comparatively, Hagerty has a beta of 0.84, suggesting that its share price is 16% less volatile than the S&P 500.

Valuation & Earnings

This table compares AIX and Hagerty”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AIX	$2.36 billion	0.01	$39.50 million	$0.73	0.52
Hagerty	$1.19 billion	2.81	$20.23 million	$0.09	109.21

AIX has higher revenue and earnings than Hagerty. AIX is trading at a lower price-to-earnings ratio than Hagerty, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares AIX and Hagerty’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AIX	N/A	N/A	N/A
Hagerty	5.27%	12.06%	3.26%

Analyst Ratings

This is a summary of recent recommendations for AIX and Hagerty, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AIX	0	0	0	0	0.00
Hagerty	1	2	0	0	1.67

Hagerty has a consensus target price of $11.00, suggesting a potential upside of 11.91%. Given Hagerty’s stronger consensus rating and higher probable upside, analysts clearly believe Hagerty is more favorable than AIX.

Summary

Hagerty beats AIX on 8 of the 13 factors compared between the two stocks.

About AIX

AIX, Inc. engages in the provision of agency services and insurance claims adjusting services. It operates through the Insurance Agency and Claims Adjusting segments. The Insurance Agency segment includes providing agency services for insurance products and life insurance products. The Claims Adjusting segment provides pre-underwriting survey services, claims adjusting services, disposal of residual value services, loading and unloading supervision services, and consulting services. The company was founded by Yin An Hu and Qiu Ping Lai in 1998 and is headquartered in Guangzhou, China.

About Hagerty

Hagerty, Inc. provides insurance agency services worldwide. It offers motor vehicle and boat insurance products; and reinsurance products. The company provides Hagerty Media, which publishes contents through the Hagerty Drivers Club Magazine (HDC), video content, and social media channels; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts. In addition, it offers HVT, a valuation tool used by the customer to access current and historic pricing data of collector vehicle models. Further, the company offers Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. Hagerty, Inc. is headquartered in Traverse City, Michigan.