Upstart (NASDAQ:UPST – Get Free Report) and Mawson Infrastructure Group (NASDAQ:MIGI – Get Free Report) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, institutional ownership, profitability, analyst recommendations, valuation and dividends.
Volatility & Risk
Upstart has a beta of 2.25, suggesting that its share price is 125% more volatile than the S&P 500. Comparatively, Mawson Infrastructure Group has a beta of 3.65, suggesting that its share price is 265% more volatile than the S&P 500.
Institutional and Insider Ownership
63.0% of Upstart shares are owned by institutional investors. Comparatively, 6.9% of Mawson Infrastructure Group shares are owned by institutional investors. 18.1% of Upstart shares are owned by insiders. Comparatively, 5.4% of Mawson Infrastructure Group shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.
Earnings & Valuation
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Upstart | $628.83 million | 7.23 | -$128.58 million | ($1.46) | -33.25 |
| Mawson Infrastructure Group | $58.22 million | 0.17 | -$60.42 million | ($3.16) | -0.17 |
Mawson Infrastructure Group has lower revenue, but higher earnings than Upstart. Upstart is trading at a lower price-to-earnings ratio than Mawson Infrastructure Group, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Upstart and Mawson Infrastructure Group’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Upstart | -20.20% | -25.87% | -7.95% |
| Mawson Infrastructure Group | -93.68% | -368.57% | -61.12% |
Analyst Ratings
This is a summary of current ratings and recommmendations for Upstart and Mawson Infrastructure Group, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Upstart | 2 | 7 | 5 | 0 | 2.21 |
| Mawson Infrastructure Group | 0 | 2 | 0 | 0 | 2.00 |
Upstart currently has a consensus price target of $73.38, indicating a potential upside of 51.18%. Mawson Infrastructure Group has a consensus price target of $2.00, indicating a potential upside of 282.34%. Given Mawson Infrastructure Group’s higher possible upside, analysts plainly believe Mawson Infrastructure Group is more favorable than Upstart.
Summary
Upstart beats Mawson Infrastructure Group on 10 of the 14 factors compared between the two stocks.
About Upstart
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
About Mawson Infrastructure Group
Mawson Infrastructure Group Inc. develops and operates digital infrastructure for digital currency on the bitcoin blockchain network in the United States. It engages in digital currency or bitcoin self-mining, customer co-location and related services, and energy markets, as well as operates data center facilities. The company is based in Midland, Pennsylvania.
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