Head-To-Head Comparison: Tyler Technologies (NYSE:TYL) & zvelo (OTCMKTS:ZVLO)

zvelo (OTCMKTS:ZVLO) and Tyler Technologies (NYSE:TYL) are both computer and technology companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends and earnings.

Analyst Ratings

This is a breakdown of current ratings and price targets for zvelo and Tyler Technologies, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
zvelo	0	0	0	0	N/A
Tyler Technologies	0	3	11	0	2.79

Tyler Technologies has a consensus target price of $582.31, indicating a potential upside of 0.63%. Given Tyler Technologies’ higher possible upside, analysts clearly believe Tyler Technologies is more favorable than zvelo.

Valuation & Earnings

This table compares zvelo and Tyler Technologies”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
zvelo	N/A	N/A	N/A	N/A	N/A
Tyler Technologies	$1.95 billion	12.65	$165.92 million	$4.42	130.91

Tyler Technologies has higher revenue and earnings than zvelo.

Profitability

This table compares zvelo and Tyler Technologies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
zvelo	N/A	N/A	N/A
Tyler Technologies	10.24%	9.66%	6.15%

Volatility & Risk

zvelo has a beta of 0.02, meaning that its stock price is 98% less volatile than the S&P 500. Comparatively, Tyler Technologies has a beta of 0.78, meaning that its stock price is 22% less volatile than the S&P 500.

Insider & Institutional Ownership

93.3% of Tyler Technologies shares are owned by institutional investors. 5.1% of zvelo shares are owned by company insiders. Comparatively, 2.2% of Tyler Technologies shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Tyler Technologies beats zvelo on 8 of the 9 factors compared between the two stocks.

About zvelo

zvelo, Inc. provides Website content and contextual categorization, and malicious and botnet detection products. It offers Web filtering, brand safety, semantic targeting, traffic quality analysis, contextual targeting, and ad fraud prevention solutions for network security and mobile service providers, and subscriber analytics. The company was formerly known as eSoft, Inc. and changed its name to zvelo, Inc. in September 2010. zvelo, Inc. was founded in 1984 and is headquartered in Greenwood Village, Colorado.

About Tyler Technologies

Tyler Technologies, Inc. provides integrated information management solutions and services for the public sector. It operates in two segments, Enterprise Software and Platform Technologies. The company offers platform and transformative technology solutions, including cybersecurity for government agencies; data and insights solutions; digital solutions that helps workers and policymakers to share, communicate, and leverage data; payments solutions, such as billing, presentment, merchant onboarding, collections, reconciliation, and disbursements; platform technologies, an application development platform that enables government workers to build solutions and applications; and outdoor recreation solutions, including campsite reservations, activity registrations, licensing sales and renewals, and real-time data for conservation and park management. It also provides public administration solutions, such as civic services; financial applications with human resources, revenue management, tax billing, utilities, asset management, and payment processing; property and recording service that manages appraisal services, valuation, tax billing and collections, assessment administration, and land and official records; and permitting, licensing, and regulatory management solutions. In addition, the company offers courts and public safety solutions; school ERP and student transportation solutions for K-12 schools; and health and human services solutions. Further, the company offers software as a service arrangements and electronic document filing solutions for courts; software and hardware installation, data conversion, training, product modification, and maintenance and support services; and property appraisal outsourcing services for taxing jurisdictions. Tyler Technologies, Inc. has a strategic collaboration agreement with Amazon Web Services for cloud hosting services. The company was founded in 1966 and is headquartered in Plano, Texas.