Comparing Catalyst Bancorp (NASDAQ:CLST) & AMB Financial (OTCMKTS:AMFC)

Risk and Volatility

AMB Financial has a beta of 0.32, meaning that its share price is 68% less volatile than the S&P 500. Comparatively, Catalyst Bancorp has a beta of 0.14, meaning that its share price is 86% less volatile than the S&P 500.

Institutional & Insider Ownership

1.2% of AMB Financial shares are owned by institutional investors. Comparatively, 33.1% of Catalyst Bancorp shares are owned by institutional investors. 37.7% of AMB Financial shares are owned by insiders. Comparatively, 5.9% of Catalyst Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares AMB Financial and Catalyst Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AMB Financial	N/A	N/A	N/A
Catalyst Bancorp	N/A	-3.78%	-1.08%

Valuation & Earnings

This table compares AMB Financial and Catalyst Bancorp”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AMB Financial	$18.97 million	0.94	$2.19 million	N/A	N/A
Catalyst Bancorp	$10.02 million	5.06	-$3.09 million	($0.74)	-15.78

AMB Financial has higher revenue and earnings than Catalyst Bancorp.

Summary

AMB Financial beats Catalyst Bancorp on 6 of the 8 factors compared between the two stocks.

About AMB Financial

AMB Financial Corp. operates as the bank holding company for American Community Bank of Indiana that provides financial services to customers in Indiana. The company provides savings, checking, health savings, individual retirement, and money market deposit accounts, as well as certificates of deposit. It offers business checking accounts, business debit and credit cards, and order business checks. In addition, the company offers mortgage loans, home equity loans, construction/lot loans, community loans, vehicle loans, and loan servicing; and commercial loans, commercial real estate loans, and SBA loans. Further, it provides merchant, remote deposit, wire services, fraud protection, and ACH origination; sweep services, zero balance accounts, lockbox services, vault services, and wealth management services; online, mobile, voice, and banking services; money order and e-statement services; cashier’s checks; and safe deposit boxes. The company was founded in 1910 and is headquartered in Saint John, Indiana.

About Catalyst Bancorp

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking services to individuals and businesses in Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.